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From what I remember reading on some tutorial about Random Tree classifiers banks on the USA have to justify the specific reasons why a credit was denied, so he
by yomismoaqui 1y ago
From what I remember reading on some tutorial about Random Tree classifiers banks on the USA have to justify the specific reasons why a credit was denied, so hence why blackbox models cannot be used for this.
- Yoric 1y agoI'm not sure that's a sufficient argument. 1. Laws can change. 2. Blackbox models can provide specific reasons, even if they need to hallucinate them.