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Mutual (or private) insurance fills gaps like: - a procedure is considered elective under the public insurance coverage - public coverage only provides partia
by rkomorn 1y ago
Mutual (or private) insurance fills gaps like:
- a procedure is considered elective under the public insurance coverage
- public coverage only provides partial reimbursement and the insurance covers the difference
In general, no one is left untreated for "real" (YMMV) health issues and private coverage is more of a luxury perk on top of public healthcare.
Edit: public healthcare is definitely not a "free for all everything is covered" bonanza, which I think most people find logical. That said, one can always argue that some things aren't covered that should (or vice versa if you're the government and trying to cut costs).
- mytailorisrich 1y agoWell, I mentioned private coverage specifically because it is mandatory since 2016: All private employers must offer it, employees have to take it, and cost is split.
- rkomorn 1y agoOh, that part. (political opinion disclaimer) IMO, that part's basically just "cost-saving" misdirection/smoke screen (eg it's not "public spending" but we're all spending it). I think that lines up with your question about "why both taxes and having to have private on top". But in general, "people going untreated" is not much of a concern even if, for example, they don't work and don't private insurance.
- rkomorn 1y agoAlso worth noting, though, that the private insurance premiums in France are nothing like in the US (for example), not least because they don't have to cover anywhere near as much.