This is the same reason we have trouble erecting defenses against "the banality of evil" etc. When the villain wears a monocle and smokes a cigar, everybody hat

This is the same reason we have trouble erecting defenses against "the banality of evil" etc. When the villain wears a monocle and smokes a cigar, everybody hates them. When the villain is a misaligned structural incentive, a million people can die and politicians and the media will start rounding up scapegoats instead of actually changing the incentive.