The main reason I was using Wise is because they made it easy to set up a US bank account. Changing the payment procedure with my current client is untenable, s

The main reason I was using Wise is because they made it easy to set up a US bank account. Changing the payment procedure with my current client is untenable, so for now I just ensure that my money is held by Wise for as little time as possible. For personal foreign currency transactions, usually whilst travelling, I've used Revolut for years without issue.