4 ms·
Even when it crashes it's like 20% no? It's not actually that big of a deal.
by koakuma-chan 1y ago
Even when it crashes it's like 20% no? It's not actually that big of a deal.
- aners_xyz 1y agoI’m sorry but 20% of a retirement fund is a lot of money.
- koakuma-chan 1y agoIt may be a lot of money but it shouldn't matter because you don't need all of it right away.
- im3w1l 1y agoCrashes can be a lot bigger than just 20%.
- linsomniac 1y agoThe idea is that over a 40 year window that 20% (or more) crash is eventually going to rebound, so just sitting on the target retirement fund is going to do well over it's lifetime. As you get closer to retirement, and don't have the time to recover from the crash, the plan moves to safer investments.