You will still have $10 mil, but at an average inflation rate of 3% that will be worth half in 24 years, and 1/4th in 28. So you will have less and less of a n

You will still have $10 mil, but at an average inflation rate of 3% that will be worth half in 24 years, and 1/4th in 28. So you will have less and less of a newspaper. And that's if none of your investments go bad. This kind of logic doesn't work for long time horizons.