4 ms·

Curious to know how they chose the survey sample. Because other surveys say 65% of Americans are living paycheck to paycheck in 2025. So, 25% feels low.

dexwiz 1y ago
You can live paycheck to paycheck and still accrue PTO. Also vacation day doesn't mean spending money on a trip.
- milesvp 1y ago
  Parent may be surprised how many people live paycheck to paycheck because they take vacations. I’ve recently come across a financial audit show that might be generously described as Dave Ramsey meets Jerry Springer. I get the impression from the show’s founder that he sincerely cares about the topic and wished someone would have presented the topic to his dumb younger self the way he does now. I also don’t think it’s scripted much, other than him getting clear yes/no on which highly personal topics he can approach, and potentially joke about. The people he has on the show, I think are representative of a certain demographic, and I’m continually amazed at the amount of financial illiteracy and lack of appreciation for the financial ramifications of their actions.
  - Yeul 1y ago
    My brother used to have a highly paid corpo job. Then he realised he didn't want to spend the rest of his life as a corpo drone and now he works 3 days a week. Ofcourse in Euro land that still gives you a pension and healthcare package. And he was lucky that he bought his apartment before the neighbourhood got gentrified.
_DeadFred_ 1y ago
A huge amount of those people working paycheck to paycheck don't have jobs that allow unpaid days off, let alone paid vacation days.
- qwertfisch 1y ago
  Quite sad to read this. In Germany paid days off are mandatory by law (four weeks per year). Most branches give additional paid days, up to two more weeks. You are required to take the statutory four weeks, usually until end of March the following year. Some employers have less restrictive rules so that you can save vacation days for up to two or three years. Even for minimally paid jobs and/or short term jobs the same laws apply, and the vacation days will be accumulated.
  - _DeadFred_ 1y ago
    In the US companies are not required to give unpaid vacation. Many working class people do not get any time off (unless it's unplanned 'downtime' or 'slack time' when the company basically soft lays people off during times of low need) in the US.
    - qwertfisch 11mo ago
      "unpaid vacation"? I was discussing about paid vacation, did you mean the same? (Unpaid vacation should be a lesser problem, depending if a company will get by without your workforce for a time.) If paid vacation really is not required in the US, how the hell do you get any vacation and recreation time? This is unhealthy and results in a lot of physical, mental and social degression.

dexwiz 1y ago

You can live paycheck to paycheck and still accrue PTO. Also vacation day doesn't mean spending money on a trip.

milesvp 1y ago
Parent may be surprised how many people live paycheck to paycheck because they take vacations. I’ve recently come across a financial audit show that might be generously described as Dave Ramsey meets Jerry Springer. I get the impression from the show’s founder that he sincerely cares about the topic and wished someone would have presented the topic to his dumb younger self the way he does now. I also don’t think it’s scripted much, other than him getting clear yes/no on which highly personal topics he can approach, and potentially joke about. The people he has on the show, I think are representative of a certain demographic, and I’m continually amazed at the amount of financial illiteracy and lack of appreciation for the financial ramifications of their actions.
- Yeul 1y ago
  My brother used to have a highly paid corpo job. Then he realised he didn't want to spend the rest of his life as a corpo drone and now he works 3 days a week. Ofcourse in Euro land that still gives you a pension and healthcare package. And he was lucky that he bought his apartment before the neighbourhood got gentrified.

_DeadFred_ 1y ago

A huge amount of those people working paycheck to paycheck don't have jobs that allow unpaid days off, let alone paid vacation days.

qwertfisch 1y ago
Quite sad to read this. In Germany paid days off are mandatory by law (four weeks per year). Most branches give additional paid days, up to two more weeks. You are required to take the statutory four weeks, usually until end of March the following year. Some employers have less restrictive rules so that you can save vacation days for up to two or three years. Even for minimally paid jobs and/or short term jobs the same laws apply, and the vacation days will be accumulated.
- _DeadFred_ 1y ago
  In the US companies are not required to give unpaid vacation. Many working class people do not get any time off (unless it's unplanned 'downtime' or 'slack time' when the company basically soft lays people off during times of low need) in the US.
  - qwertfisch 11mo ago
    "unpaid vacation"? I was discussing about paid vacation, did you mean the same? (Unpaid vacation should be a lesser problem, depending if a company will get by without your workforce for a time.) If paid vacation really is not required in the US, how the hell do you get any vacation and recreation time? This is unhealthy and results in a lot of physical, mental and social degression.