8 ms·
My mom's insurance with medicare generally covers 80%, she gets to pay the leftover 20%. So uh bills with medicare is totally a thing.
by zie 1y ago
My mom's insurance with medicare generally covers 80%, she gets to pay the leftover 20%. So uh bills with medicare is totally a thing.
- typpilol 1y agoMy dad has medigap that covered all that He pays like 140 a month extra for it though. But he had all his cancer treatments covered
- dyauspitr 1y agoWhat about maximum out of pocket maximums? All expenses are capped at like $15k per year right?
- lostlogin 1y ago> capped at like $15k per year right? That’s a lot of money for most retirees.
- olelele 1y agofor a majority of ppl on earth even
- dyauspitr 1y agoIt’s not that much money considering the crazy amount of hospital time and advanced treatments administered. That’s 25% of the average annual salary in the United States and you should be able to pay that for once in a lifetime treatments.
- lostlogin 1y agoI’m surprised how high the average wage is, but despite that, many have little in savings. Around a third of Americans have less than $1000. https://www.forbes.com/advisor/banking/savings/average-american-savings/ https://www.forbes.com/advisor/banking/savings/average-ameri...
- dyauspitr 1y agoStill, it’s good to keep in perspective during these discussions where it’s made to seem like people are being asked to pay millions for healthcare that were not really talking about bills that high.
- lostlogin 1y agoI don’t think that matters - if you can’t afford $15k, the bill might as well be $10 million, as you still can’t pay.
- dyauspitr 1y agoNonsense. You can go into debt for $15k. Plenty of places will give you that much even with terrible credit. No one is giving you $10 million.
- dragonwriter 1y agoRetirees in need of medical treatment without the resources to pay $15K out of pocket are probably not the subset of the population with the easiest access to significant credit.
- dragonwriter 1y ago> That’s 25% of the average annual salary in the United States It's about 25% of the median annual full-time salary (but only ~70-75% of those employed in any given year are employed full-time for the whole year.) More to the point, since salary doesn't tell you what people have lying around for emergencies, its more than double the median household total savings. Even more to the point, population medians or avergaes for things like salary are not really applicable to subsets of the population like “retirees”.