How can clicking a link get you hacked? 20 years ago with insecure browsers, yes, but how does that happen today? homograph doesn't matter if you don't even loo

How can clicking a link get you hacked? 20 years ago with insecure browsers, yes, but how does that happen today? homograph doesn't matter if you don't even look at the domain name. If those employees are supposed to do you recommendation and never click links in emails, why don't their employers strip URLs from emails for them? Some of them are a already inserting warning messages for external emails. I think they're supposed to do the white-list-in-head thing which seems awful.