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Exactly. For example, pulling in to buy petrol because they're displayed price is good. You don't know how much you have available in the transaction account,

Exactly. For example, pulling in to buy petrol because they're displayed price is good. You don't know how much you have available in the transaction account, but you have cash.

lmm 1y ago
Huh? I know my bank balance (it's right there on my phone) much more easily than counting up how much cash is in my wallet.
- throwaway422432 1y ago
  I don't do banking on my phone, and non-US currency where you can see what you have from the colour of the visible portion of the notes without opening the wallet. Also unlike a phone I won't get fined for looking at my wallet while stopped at the lights.
bapak 1y ago
Kinda funny, I use my credit card for daily transactions because I know it's never declined. On the other hand, I might not have enough cash on me at all times.
- tylerflick 1y ago
  Why not both? Why limit your financial vessels?
  - bapak 1y ago
    I do use both, but cash has a price to me (no free withdrawals in my country)
Broken_Hippo 1y ago
This hasn't been an issue in years. I have a bank app. It's simple and works. Before that, they had a website. It's easy to check a balance in the morning and use that to guide you. Before the internet was widespread, banks had a number you could call to get your balance. Heck, I think my current bank still has this, despite me being in a different country now. Once you are in a situation where these aren't as helpful, you are probably in a bad life situation (speaking both from experience and observation of folks I know).
protocolture 1y ago
Thats insane. I always know what my balance is. Its right there on my phone.
2rsf 1y ago
But that's not sustainable, pulling out random amounts out of your wallet without knowing your current balance will get you into cash flow problems. If you are responsible and know your balance, then using a debit card, or equivalent app, is the same as using cash.

Exactly. For example, pulling in to buy petrol because they're displayed price is good. You don't know how much you have available in the transaction account, but you have cash.

lmm 1y ago

Huh? I know my bank balance (it's right there on my phone) much more easily than counting up how much cash is in my wallet.

throwaway422432 1y ago
I don't do banking on my phone, and non-US currency where you can see what you have from the colour of the visible portion of the notes without opening the wallet. Also unlike a phone I won't get fined for looking at my wallet while stopped at the lights.

bapak 1y ago

Kinda funny, I use my credit card for daily transactions because I know it's never declined. On the other hand, I might not have enough cash on me at all times.

tylerflick 1y ago
Why not both? Why limit your financial vessels?
- bapak 1y ago
  I do use both, but cash has a price to me (no free withdrawals in my country)

Broken_Hippo 1y ago

This hasn't been an issue in years. I have a bank app. It's simple and works. Before that, they had a website. It's easy to check a balance in the morning and use that to guide you. Before the internet was widespread, banks had a number you could call to get your balance. Heck, I think my current bank still has this, despite me being in a different country now. Once you are in a situation where these aren't as helpful, you are probably in a bad life situation (speaking both from experience and observation of folks I know).

protocolture 1y ago

Thats insane. I always know what my balance is. Its right there on my phone.

2rsf 1y ago

But that's not sustainable, pulling out random amounts out of your wallet without knowing your current balance will get you into cash flow problems. If you are responsible and know your balance, then using a debit card, or equivalent app, is the same as using cash.