you are mixing up concepts. crypto assets like BTC and ETH are insanely volatile, I agree with this, don't put your retirement money there. crypto coins issue

you are mixing up concepts. crypto assets like BTC and ETH are insanely volatile, I agree with this, don't put your retirement money there. crypto coins issued by an entity, like in the article, you can trust them as much as you trust the entity, the difference with electronic or paper money is that it cannot be created in private, the ledger is public and it cannot be modified.