Not the smartest but a safe way: Rolling 3 month T-bills at your friendly banker (in book entry form, i.e., in your name). You can get more clever (and more re

Not the smartest but a safe way: Rolling 3 month T-bills at your friendly banker (in book entry form, i.e., in your name). You can get more clever (and more return on your capital) if you are willing to take some risk. Just remember that risk works both ways.