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Banking, pay and government apps should be a website and work on any device with a web browser.

by butz 1y ago

andrewflnr 1y ago
Lots of them are, in fact. It's not that hard, maybe even easier. What's wrong with the rest of them that require a phone?
- ramon156 1y ago
  NFC pay in browser? Does that exist?
  - qingcharles 1y ago
    I don't believe it does, but it should.
  - andrewflnr 1y ago
    Ok, less so NFC, but my bank and all the governments I have to deal with have reasonably functional websites. It's clearly possible.
    - okanat 1y ago
      Where are you from? I live in Germany. I use ING and DKB as my banks. Both of the banks require a Play Integrity-checked app as their default 2FA.In the past I used Sparkasse and Commerzbank. They too required a PI-approved app. As an alternative you can order a code generator but for DKB that requires a paid debit-card. ING disables the phone app if you use a code generator. You cannot have multiple 2FA.
      - andrewflnr 1y ago
        US, Virginia. Funny, I tend to assume Europe has this stuff better figured out.
        okanat 1y ago
        EU Nations who are familiar with computers like Sweden and Estonia did. Germany likes to think that they belong to cabinets and powered with internal combustion engines. Internet was a new land in 2013. So every user-friendly feature has to be shoved into Germany's throat by EU (especially banks and insurance). The usual reaction from German companies is to wait until the last moment and then hire a law / consultancy firm to implement required changes as badly as possible.
      - doychmann 1y ago
        Try Targobank, it works for me.
      - BlackLotus89 1y ago
        You could have chosen the Digipass device (I got mine for free) instead of a smartphone app. They tried to force me to add my phone number, but when you talk to a Rep you can get out of that too...
- yyyk 1y ago
  Cheque depositing? Fingerprint (etc.) login?
shakna 1y ago
My bank (Commbank) and my government (myID), both require apps to access the website.

Banking, pay and government apps should be a website and work on any device with a web browser.

by butz 1y ago

Banking, pay and government apps should be a website and work on any device with a web browser.

Lots of them are, in fact. It's not that hard, maybe even easier. What's wrong with the rest of them that require a phone?

ramon156 1y ago
NFC pay in browser? Does that exist?
- qingcharles 1y ago
  I don't believe it does, but it should.
- andrewflnr 1y ago
  Ok, less so NFC, but my bank and all the governments I have to deal with have reasonably functional websites. It's clearly possible.
  - okanat 1y ago
    Where are you from? I live in Germany. I use ING and DKB as my banks. Both of the banks require a Play Integrity-checked app as their default 2FA.In the past I used Sparkasse and Commerzbank. They too required a PI-approved app. As an alternative you can order a code generator but for DKB that requires a paid debit-card. ING disables the phone app if you use a code generator. You cannot have multiple 2FA.
    - andrewflnr 1y ago
      US, Virginia. Funny, I tend to assume Europe has this stuff better figured out.
      - okanat 1y ago
        EU Nations who are familiar with computers like Sweden and Estonia did. Germany likes to think that they belong to cabinets and powered with internal combustion engines. Internet was a new land in 2013. So every user-friendly feature has to be shoved into Germany's throat by EU (especially banks and insurance). The usual reaction from German companies is to wait until the last moment and then hire a law / consultancy firm to implement required changes as badly as possible.
    - doychmann 1y ago
      Try Targobank, it works for me.
    - BlackLotus89 1y ago
      You could have chosen the Digipass device (I got mine for free) instead of a smartphone app. They tried to force me to add my phone number, but when you talk to a Rep you can get out of that too...
yyyk 1y ago
Cheque depositing? Fingerprint (etc.) login?

shakna 1y ago

My bank (Commbank) and my government (myID), both require apps to access the website.