Correct The averages include teenage males, elderly, driving while texting, road ragers, people who drive late&tired and DUI enjoyers. Accident rates are extre

Correct The averages include teenage males, elderly, driving while texting, road ragers, people who drive late&tired and DUI enjoyers. Accident rates are extremely fat tailed. If you aren’t in one of those categories you are immediately dramatically better than average. This is fairly easy to do before even considering being a “good driver” / defensive driver / etc. So you want a better comparison for most people.