That is fair. I think you are onto something. I did miss out on some things as well, because I played very conservatively ( and at this point I am not that will

That is fair. I think you are onto something. I did miss out on some things as well, because I played very conservatively ( and at this point I am not that willing to change much ). Still, my own house appreciated a ridiculous amount. I see other assets appreciate as well ( just not as dramatically ).. I don't know how it can stay at these levels without some major re-alignment.