The difference is that there are sometimes options to recover the money, and at least other countries will see and know that this happened, and may take some ac

The difference is that there are sometimes options to recover the money, and at least other countries will see and know that this happened, and may take some action. A data breach, however, is completely secret - both from you and from others. Another country (not even necessarily the one that is physically hosting your data) may have access to your data, and neither you nor anyone else would necessarily know.