It does in some places. Firstly banks will usually let you pause or significantly reduce mortgage payments while unemployed. You then make up for it with increa

It does in some places. Firstly banks will usually let you pause or significantly reduce mortgage payments while unemployed. You then make up for it with increased payments (for a period of time) when you regain employment. There is also government help in the form of a loan to pay the interest on your mortgage while unemployed if you've been unemployed for a certain period of time (longer than the bank grace period).