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Having a credit card requires some amount of trustworthiness. Anyone can get a debit card, they even sell it in supermarkets.
by mrtksn 1y ago
Having a credit card requires some amount of trustworthiness. Anyone can get a debit card, they even sell it in supermarkets.
- alexey-salmin 1y agoNormally in supermarkets they sell prepaid cards which are distinct from both credit and debit ones. Visa and Mastercard support all three types.
- ThePowerOfFuet 1y agoYou're confusing debit with prepaid; they are classified differently and merchants can determine one from the other.
- al_borland 1y agoThey’ll give a credit card to just about anyone. It will just have a low credit limit and extra high interest. Most people who have terrible credit have still have credit cards. Debit cards are from banks, not supermarkets. A debit card is backed by a checking account, typically.
- Daniel_sk 1y agoThis is not the case of debit cards in Europe. Debit cards are tied to bank accounts. Most people only have a debit card or don’t even know what a credit card is (or what the difference is). We just call them “cards”.
- lxgr 1y agoYou can buy debit (or more accurately prepaid) cards in supermarkets in Europe too (which is a big and relatively diverse place, so just because that is/was not a thing in the countries you're familiar with doesn't mean it didn't exist).
- al_borland 1y agoPrepaid cards are a separate category of cards to debit cards. Plenty of places allow debit cards that don’t allow prepaid cards.