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I don’t see why not, they can be run just like a credit card through the same network. When a debit card prompts for a PIN, don’t enter it, press submit, and i

I don’t see why not, they can be run just like a credit card through the same network. When a debit card prompts for a PIN, don’t enter it, press submit, and it runs as credit instead of debit, but functionally works the same as far as the card-holder is concerned. It might take slightly longer to settle, and the merchant likely gets charged higher fees, but it works just fine. When I got my first debit card 20+ years ago my bank specifically told me to select credit and using it, instead of using it with the PIN as a debit card. These days I’ve noticed the systems tend to auto-prompt for the PIN instead of asking credit or debit. But skipping it functionally works the same as pressing credit used to.

mrtksn 1y ago
Having a credit card requires some amount of trustworthiness. Anyone can get a debit card, they even sell it in supermarkets.
- alexey-salmin 1y ago
  Normally in supermarkets they sell prepaid cards which are distinct from both credit and debit ones. Visa and Mastercard support all three types.
- ThePowerOfFuet 1y ago
  You're confusing debit with prepaid; they are classified differently and merchants can determine one from the other.
- al_borland 1y ago
  They’ll give a credit card to just about anyone. It will just have a low credit limit and extra high interest. Most people who have terrible credit have still have credit cards. Debit cards are from banks, not supermarkets. A debit card is backed by a checking account, typically.
- Daniel_sk 1y ago
  This is not the case of debit cards in Europe. Debit cards are tied to bank accounts. Most people only have a debit card or don’t even know what a credit card is (or what the difference is). We just call them “cards”.
  - lxgr 1y ago
    You can buy debit (or more accurately prepaid) cards in supermarkets in Europe too (which is a big and relatively diverse place, so just because that is/was not a thing in the countries you're familiar with doesn't mean it didn't exist).
    - al_borland 1y ago
      Prepaid cards are a separate category of cards to debit cards. Plenty of places allow debit cards that don’t allow prepaid cards.

mrtksn 1y ago

Having a credit card requires some amount of trustworthiness. Anyone can get a debit card, they even sell it in supermarkets.

alexey-salmin 1y ago
Normally in supermarkets they sell prepaid cards which are distinct from both credit and debit ones. Visa and Mastercard support all three types.
ThePowerOfFuet 1y ago
You're confusing debit with prepaid; they are classified differently and merchants can determine one from the other.
al_borland 1y ago
They’ll give a credit card to just about anyone. It will just have a low credit limit and extra high interest. Most people who have terrible credit have still have credit cards. Debit cards are from banks, not supermarkets. A debit card is backed by a checking account, typically.
Daniel_sk 1y ago
This is not the case of debit cards in Europe. Debit cards are tied to bank accounts. Most people only have a debit card or don’t even know what a credit card is (or what the difference is). We just call them “cards”.
- lxgr 1y ago
  You can buy debit (or more accurately prepaid) cards in supermarkets in Europe too (which is a big and relatively diverse place, so just because that is/was not a thing in the countries you're familiar with doesn't mean it didn't exist).
  - al_borland 1y ago
    Prepaid cards are a separate category of cards to debit cards. Plenty of places allow debit cards that don’t allow prepaid cards.