atleast with cheques tho there was a way to safeguard the payments of a cheques by crossing of cheques and when I had learnt about cheques there were a lot of t

atleast with cheques tho there was a way to safeguard the payments of a cheques by crossing of cheques and when I had learnt about cheques there were a lot of things that can be done via cheques like endorsing etc. But there was always a risk of cheques being unsafe so that's why there is bank drafts. It seems that this is more similar to bank drafts than cheques. If you really try to sum it up, I know I am going to do a grave misjustice but even a cash could be thought of a cheque from the govt. (well a cheque is meant to be unconditional but its based on the banking laws of a govt. and cash is a promissory note which is a promise made by the govt. so yeah....) As another HN commenter pointed out here,this decision might be partially due to swedish culture of how they view cash which you can find here.