4 ms·

It's a check, they have invented checks.

Imustaskforhelp 1y ago
atleast with cheques tho there was a way to safeguard the payments of a cheques by crossing of cheques and when I had learnt about cheques there were a lot of things that can be done via cheques like endorsing etc. But there was always a risk of cheques being unsafe so that's why there is bank drafts. It seems that this is more similar to bank drafts than cheques. If you really try to sum it up, I know I am going to do a grave misjustice but even a cash could be thought of a cheque from the govt. (well a cheque is meant to be unconditional but its based on the banking laws of a govt. and cash is a promissory note which is a promise made by the govt. so yeah....) As another HN commenter pointed out here,this decision might be partially due to swedish culture of how they view cash which you can find here.
lostlogin 1y ago
Are there people that like cheques? They are no longer a thing in New Zealand. It seems like something no-one would miss.
- reaperducer 1y ago
  Are there people that like cheques? For no good reason, I keep a list of why I use checks (in the U.S.): - Charitable donations because charities maximize every penny, and electronic contributions eat into that - Paying the accountant - Good accountants make every penny count, and aren't interested in paying credit card overhead. - Tipping the paperboy at Christmas - Tipping the doorman at Christmas - Business license renewal in certain cities - IRS payments without a fee - Gas bill. Gas company charges $5+ to pay by credit or debit card. - Rent. Building charges $50+ to pay by debit card, $200+ to pay by credit card. - Electric bill. Electric company charges $5+ to pay by credit or debit card. - Passport renewal fee (Though I believe this is finally possible with a credit card, I haven't had the opportunity to see yet.) - My company requires me to send it a check for the amount I receive from the government for jury duty. - My company allows me to buy computers and other equipment it no longer needs. Checks only. (And an M2 MacBook Pro for $200 woot!) - Fee to pay for a new car title. No credit cards accepted in my jurisdiction.
  - ThrownOffGame 1y ago
    [dead]
  - recursive 1y ago
    Not really your point, but this sounds crazy. > My company requires me to send it a check for the amount I receive from the government for jury duty That just sounds like something that shouldn't be allowed. I don't know the rules.
    - reaperducer 1y ago
      Some states permit it, some do not. My company claims that allowing me to have both my regular pay and the government pay would be considered an over-payment, and the accountants say it triggers all kinds of messy things. However, at the same time, it is illegal to do this in some American states where we have offices. So it must somehow be possible for the accountants to allow it.
      - lostlogin 1y ago
        I'd assume they would pay wages, minus the court pay. Given how badly jury duty pays, it seems a wasted effort.
        reaperducer 1y ago
        Given how badly jury duty pays, it seems a wasted effort. It seems to vary from county to county. When I served, we were given a pamphlet stating that the rate had recently been raised. I don't remember the exact figure, but it was well above minimum wage. Something like $80 for the first and last day, plus $120 for each day between, plus transportation costs. Far less than what I make as a super cool tech dev bro, but I can see it taking a lot of the pain away for the average person.
        lostlogin 1y ago
        > Something like $80 for the first and last day, plus $120 for each day between, plus transportation costs Was this recent? The highest daily rate there is $15 per hour. I’m in New Zealand and that’s fractionally more than minimum wage.
ahmeneeroe-v2 1y ago
You nailed it. Or those old *KU-CHUNK* machines that I remember from my childhood.
- jpkw 1y ago
  I would love it if this were the solution, embossed card imprinters can work without internet and power and are both fast and intuitive. It worked as a primary method in the past, it can work as a backup method in the future.
japhib 1y ago
If the "check"/offline payment bounces, I wonder if it's the merchant that is out the money? Or is there any assurance from anyone else, like maybe the network would go halfsies? Edit: on second thought, that doesn't really make sense and would be a great way to defraud the network of a ton of guaranteed money

atleast with cheques tho there was a way to safeguard the payments of a cheques by crossing of cheques and when I had learnt about cheques there were a lot of things that can be done via cheques like endorsing etc. But there was always a risk of cheques being unsafe so that's why there is bank drafts. It seems that this is more similar to bank drafts than cheques. If you really try to sum it up, I know I am going to do a grave misjustice but even a cash could be thought of a cheque from the govt. (well a cheque is meant to be unconditional but its based on the banking laws of a govt. and cash is a promissory note which is a promise made by the govt. so yeah....) As another HN commenter pointed out here,this decision might be partially due to swedish culture of how they view cash which you can find here.

lostlogin 1y ago

Are there people that like cheques? They are no longer a thing in New Zealand. It seems like something no-one would miss.

reaperducer 1y ago
Are there people that like cheques? For no good reason, I keep a list of why I use checks (in the U.S.): - Charitable donations because charities maximize every penny, and electronic contributions eat into that - Paying the accountant - Good accountants make every penny count, and aren't interested in paying credit card overhead. - Tipping the paperboy at Christmas - Tipping the doorman at Christmas - Business license renewal in certain cities - IRS payments without a fee - Gas bill. Gas company charges $5+ to pay by credit or debit card. - Rent. Building charges $50+ to pay by debit card, $200+ to pay by credit card. - Electric bill. Electric company charges $5+ to pay by credit or debit card. - Passport renewal fee (Though I believe this is finally possible with a credit card, I haven't had the opportunity to see yet.) - My company requires me to send it a check for the amount I receive from the government for jury duty. - My company allows me to buy computers and other equipment it no longer needs. Checks only. (And an M2 MacBook Pro for $200 woot!) - Fee to pay for a new car title. No credit cards accepted in my jurisdiction.
- ThrownOffGame 1y ago
  [dead]
- recursive 1y ago
  Not really your point, but this sounds crazy. > My company requires me to send it a check for the amount I receive from the government for jury duty That just sounds like something that shouldn't be allowed. I don't know the rules.
  - reaperducer 1y ago
    Some states permit it, some do not. My company claims that allowing me to have both my regular pay and the government pay would be considered an over-payment, and the accountants say it triggers all kinds of messy things. However, at the same time, it is illegal to do this in some American states where we have offices. So it must somehow be possible for the accountants to allow it.
    - lostlogin 1y ago
      I'd assume they would pay wages, minus the court pay. Given how badly jury duty pays, it seems a wasted effort.
      - reaperducer 1y ago
        Given how badly jury duty pays, it seems a wasted effort. It seems to vary from county to county. When I served, we were given a pamphlet stating that the rate had recently been raised. I don't remember the exact figure, but it was well above minimum wage. Something like $80 for the first and last day, plus $120 for each day between, plus transportation costs. Far less than what I make as a super cool tech dev bro, but I can see it taking a lot of the pain away for the average person.
        lostlogin 1y ago
        > Something like $80 for the first and last day, plus $120 for each day between, plus transportation costs Was this recent? The highest daily rate there is $15 per hour. I’m in New Zealand and that’s fractionally more than minimum wage.

ahmeneeroe-v2 1y ago

You nailed it. Or those old *KU-CHUNK* machines that I remember from my childhood.

jpkw 1y ago
I would love it if this were the solution, embossed card imprinters can work without internet and power and are both fast and intuitive. It worked as a primary method in the past, it can work as a backup method in the future.

japhib 1y ago

If the "check"/offline payment bounces, I wonder if it's the merchant that is out the money? Or is there any assurance from anyone else, like maybe the network would go halfsies? Edit: on second thought, that doesn't really make sense and would be a great way to defraud the network of a ton of guaranteed money