Transactions typically need to hit the same set of house accounts. For example, fee accounts, omnibus accounts etc. Or a central bank switch may only have 4 ma

Transactions typically need to hit the same set of house accounts. For example, fee accounts, omnibus accounts etc. Or a central bank switch may only have 4 major banks. Or a system like UPI may have 85% of transactions flowing through 2 hubs. Say 50% through PhonePe. And say 35% through Google Pay.