> I never claimed to have that data. Sorry for my switch to 'you' on the second part there. I was more trying to call out if you were claiming there was data t

> I never claimed to have that data. Sorry for my switch to 'you' on the second part there. I was more trying to call out if you were claiming there was data to support your assertions, not that you possessed the data personally. I too do not trust anything being published by the US government at this point. I've always been leery of trusting their data around contentious topics, but that's progressed to zero trust and an expectation that the data is purposefully incorrect. > "100 year floods" happening every 3-5 years A 100-year flood plain is simply saying that each year has a 1% chance of a flood based on historical data. It does *not* mean there's only 1 flood every 100 years. We could have such a flood for 10 years running and the data could still work out to it being a 1% probability. That probability is not accumulated. > This isn't hyperbolic. A blanket statement saying that flood plains should increase their probabilities by an order of magnitude is hyperbolic. I'm not trying to argue climate change isn't happening, it is. I'm saying statements like that don't help the cause as they are disprovable on the whole and work against getting meaningful recognition and addressing of the issues. > Part of my original comment is, if your house is destroyed, rebuild elsewhere. The thing is, if your home was destroyed by a low-probability event, you can make an assessment of the risk and determine if you're willing to accept that risk. Moving from one location to another doesn't suddenly remove risk though. I might move from an area at risk of hurricanes to an area at risk of wildfire, mudslide, tornado, or flooding. Every location has risk. From a concrete POV, should you rebuild a home in a high-probability coastal hurricane impact zone with super-low elevation? I'd say heck no! I'm generally in the 'less government involvement' camp, but I'd also not have much issue with the government declining to provide last-resort insurance to people in super-high risk areas as an incentive to move them out. Or at the very least, make such last-resort insurance prohibitively expensive commensurate with the actual risk. > decide how much elevation you need to relatively guarantee your safety Elevation isn't even a guarantee (I know you said 'relatively'). Precipitation based flooding can (and does) happen away from waterways. Flood plain maps are generated based on flawed and spotty (literally) data. They fail to capture the totality of precipitation going into a flood and, as a result, leave people with a false sense of security in relation to potential flooding.