4 ms·

This is a bunch of NIMBY trying to make it seem like there is a problem here. You want someone else to pay for the costs of fixing your house: don't be surpris

This is a bunch of NIMBY trying to make it seem like there is a problem here. You want someone else to pay for the costs of fixing your house: don't be surprised if they then put restrictions on what you can do. Fix your house yourself without insurance if you don't like the rules (I suspect the law won't allow this - but I doubt anyone is seriously considering this option so I'm going to ignore it now that it is pointed out). The rest of the article is complaints that the new compliant houses are different. Which is to say NIMBY cannot stand change and progress. I have no sympathy for this argument, it is their land not yours and your input should be greatly limited.

quickthrowman 1y ago
You only need to carry homeowner’s insurance if your mortgage lender requires it, as far as I know.
- lsaferite 1y ago
  This is correct. You can own a home outright and have no insurance.
mindslight 1y ago
According to the article, the improvements they're balking at amount to raising houses with 6 feet of cribbing, and cost about $100k. So, yeah...
- FireBeyond 1y ago
  Versus the $500K+ it costs us taxpayers to rebuild their homes, sometimes twice in a decade. I'm not entirely sympathetic.
- bluGill 1y ago
  That is what you need to spend to fix the house correctly - at least according to those who will pay. If you don't like it either pay for it yourself without their help, or move elsewhere.
  - mindslight 1y ago
    Sorry, I didn't meant to imply that either of things were prohibitive. In fact, quite the opposite. The article goes on about how compliant structures are "hulking" and "larger", with a quote even referencing "McMansions", but then shows a picture of the same type of small house just 6 feet in the air. And the assetized values in coastal communities have to be at least a half of a million dollars, right? So getting a $100k equity loan shouldn't really be hard, and if one really just bought the house (no equity) then declare it the bank's problem and move on. Although I'm wondering if the article is even describing these things correctly. It seems to be an emotional hit piece, the kind that plays loose with facts, drumming up support for some kind of bailout I'm sure. Cribbing is generally a temporary thing for the process of lifting, and I wouldn't think it would be very good at withstanding side hits from moving debris in rising flood waters. Also there are no stairs up to the entrance, making it seem like very much a work in progress.
    - bluGill 1y ago
      It is a NIMBY hit on any change at all. Perhaps I should have said BANANA (Build Absolutely Nothing Anywhere Near Anyone), but that is not as well know. In any case it is important to step back, ignore the emotion and see this for the disaster it really is.

quickthrowman 1y ago

You only need to carry homeowner’s insurance if your mortgage lender requires it, as far as I know.

lsaferite 1y ago
This is correct. You can own a home outright and have no insurance.

mindslight 1y ago

According to the article, the improvements they're balking at amount to raising houses with 6 feet of cribbing, and cost about $100k. So, yeah...

FireBeyond 1y ago
Versus the $500K+ it costs us taxpayers to rebuild their homes, sometimes twice in a decade. I'm not entirely sympathetic.
bluGill 1y ago
That is what you need to spend to fix the house correctly - at least according to those who will pay. If you don't like it either pay for it yourself without their help, or move elsewhere.
- mindslight 1y ago
  Sorry, I didn't meant to imply that either of things were prohibitive. In fact, quite the opposite. The article goes on about how compliant structures are "hulking" and "larger", with a quote even referencing "McMansions", but then shows a picture of the same type of small house just 6 feet in the air. And the assetized values in coastal communities have to be at least a half of a million dollars, right? So getting a $100k equity loan shouldn't really be hard, and if one really just bought the house (no equity) then declare it the bank's problem and move on. Although I'm wondering if the article is even describing these things correctly. It seems to be an emotional hit piece, the kind that plays loose with facts, drumming up support for some kind of bailout I'm sure. Cribbing is generally a temporary thing for the process of lifting, and I wouldn't think it would be very good at withstanding side hits from moving debris in rising flood waters. Also there are no stairs up to the entrance, making it seem like very much a work in progress.
  - bluGill 1y ago
    It is a NIMBY hit on any change at all. Perhaps I should have said BANANA (Build Absolutely Nothing Anywhere Near Anyone), but that is not as well know. In any case it is important to step back, ignore the emotion and see this for the disaster it really is.