I run my household budgetting off google sheets - a clean load of 8 sheets, wth 20-200 rows and 20-50 columns including some simple cross-sheet formulas is full

I run my household budgetting off google sheets - a clean load of 8 sheets, wth 20-200 rows and 20-50 columns including some simple cross-sheet formulas is fully loaded and interactive in less than 2 seconds. My work's sharepoint based Excel roadmap doc is 40 rows of 8 columns and takes about 15 seconds from clicking the link to actually being readable, for comparison.