> because most of it doesn't apply to me Maybe, you hope. Unless you've read (and understood!) all of it you can't say this with certainty. In all likelihood

> because most of it doesn't apply to me Maybe, you hope. Unless you've read (and understood!) all of it you can't say this with certainty. In all likelihood you trust a 3rd party company like Intuit and their team of lawyers to tell you what actually applies to you.