While of course I'd like to avoid fraud, the point right now is to make an mvp that people can start using for real. We can iterate on fraud prevention once we

While of course I'd like to avoid fraud, the point right now is to make an mvp that people can start using for real. We can iterate on fraud prevention once we have something to defraud, and ideally build toward a system that degrades gracefully to use alternative providers in case the primary is down or tries to withold money such that we can just drop in new ones as startups enter this space and compete against one another.