> And then when times are bad, small organizations are the first to die, because they lack the economies of scale and financial reserves that allow them to weat

> And then when times are bad, small organizations are the first to die, because they lack the economies of scale and financial reserves that allow them to weather a contraction. Not sure it is bad times which drives this. Plenty of examples in human history of the tendency of humans to form small local support groups when times get tough. Volunteerism has been on a massive decline my entire life, good decades and bad decades. There is some other force in our current social order which is tearing it apart.