Go for a PhD, the older you get the harder it is to pick up the books again. You know, family, kids, and once you taste money you will want more and more, spend

Go for a PhD, the older you get the harder it is to pick up the books again. You know, family, kids, and once you taste money you will want more and more, spending less time in other activities. If you don't do it now, you will never do it.