I agree that that is a meaningful difference, but since I expect to be be on my last legs at best 70 years from now, it really doesn't make much of a difference

I agree that that is a meaningful difference, but since I expect to be be on my last legs at best 70 years from now, it really doesn't make much of a difference to me, especially when contrasted to here where my home owning plans amount to little more than "hopefully the housing market will collapse"