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I thought Plaid used OAuth2. Hmm.
by chrisweekly 1y ago
I thought Plaid used OAuth2. Hmm.
- cpburns2009 1y agoPlaid asks for your raw bank credentials so that it can scrape up data. That's why I've always refused to use it.
- WOTERMEON 1y agoI really hope to never be in the position where I have to use it
- karel-3d 1y agoPlaid whole business model is that it uses OAuth2 on banks that support it and export the data through APIs; and for the banks that don't, they ask for name/password and scrape it through "fake" web browser that mimick user behavior on the backend. (I worked for a Plaid competitor. The long-term goal for all similar companies is of course to use OAuth and APIs, because it breaks less often; but since the banks don't offer that, scraping it is!)
- _boffin_ 1y agoMX?