Ouch - no thank you. I pay £15/month (O2 PAYG) and take the £6/month 512Mb data bolt on, leaving £9 of call credit left. That gives me free O2<->O2 calls and t

Ouch - no thank you. I pay £15/month (O2 PAYG) and take the £6/month 512Mb data bolt on, leaving £9 of call credit left. That gives me free O2<->O2 calls and texts as well which is great as I don't know anyone who is not on o2. I usually use £2-3 of my call credit calling land lines. My phone balance is currently £85 - nearly the value of the handset. My handset is a Lumia 710 which cost me £129 on O2[1] and my TCO is £244.50 a year over two years and I have £85 of call credit left a year to play with... So that is approximately 85 hours of calls, 2500 text messages, 512Mb of data for £15/month. The handset over 2 years is £5.75 a month so all for £25.75 with NO CONTRACT DEPEDENCY. The only thing I had to do was cut my SIM down to a microSIM one which was easy with a metal ruler and craft knife. If anyone can do better, I'd love to know. [1] http://www.carphonewarehouse.com/buy/NOKIA_LUMIA_710_O2PYG_WEB10 http://www.carphonewarehouse.com/buy/NOKIA_LUMIA_710_O2PYG_W... (now £115)