Guessing the stats will show lower than $1M typical claims for rideshare accidents. But... I wouldn't want to be an outlier i.e. serious injuries. That would

Guessing the stats will show lower than $1M typical claims for rideshare accidents. But... I wouldn't want to be an outlier i.e. serious injuries. That would require suing the driver that has few/no assets. Uber/Lyft sure as hell ain't going to let you sue them for a dime.