>As a homeowner, that is 100% in your control whereas with a condo it isn’t. As a homeowner I have definitely had some 5 figure costs over the years that were

>As a homeowner, that is 100% in your control whereas with a condo it isn’t. As a homeowner I have definitely had some 5 figure costs over the years that were totally unexpected and several in the low 5 figure range that really needed to be done. Doesn't mean I couldn't cover them in some way shape or form but they happened.