Good for you, but it's not true for everyone. Here a variable rate is norm and has been since I remember. I was eyeballing a particular house with specific fi

Good for you, but it's not true for everyone. Here a variable rate is norm and has been since I remember. I was eyeballing a particular house with specific financing in mind just before covid started, and if I'd pull a trigger on that transaction my monthly payement would more than double at some point.