Unless they've changed something, I know at least at the very beginning Zelle had no fraud protection. https://techcrunch.com/2018/02/16/zelle-users-are-findi

Unless they've changed something, I know at least at the very beginning Zelle had no fraud protection. https://techcrunch.com/2018/02/16/zelle-users-are-finding-out-the-hard-way-theres-no-fraud-protection/ https://techcrunch.com/2018/02/16/zelle-users-are-finding-ou... It appears they still have issues with (more advanced forms of) fraud: https://thecyberexpress.com/zelle-lawsuit-2025-scam-hit-us-favorite-app/ https://thecyberexpress.com/zelle-lawsuit-2025-scam-hit-us-f... (this page won't stop reloading, but I think it's my adblock configuration) https://www.morningstar.com/news/marketwatch/20241221198/more-than-125-million-is-stolen-every-year-on-zelle-the-feds-say-little-is-done-to-stop-it https://www.morningstar.com/news/marketwatch/20241221198/mor...