The whole idea of making employer-sponsored health insurance tax-free but not out of pocket medical expenses is a problem in need of fixing. As things currently

The whole idea of making employer-sponsored health insurance tax-free but not out of pocket medical expenses is a problem in need of fixing. As things currently stand, you can only write off medical expenses that exceed 7.5% if your adjusted gross income, and only if you use itemized deductions rather than the standard deduction. This public-private healthcare system as it currently exists in America combines glacially-slow subpar public services with the rent-seeking behavior of private insurance. More than any other group, it screws small business owners, i.e. the people the politicians usually claim to run for office on behalf of.