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I'm a little confused. Is Small Transfers not the merchant for the CC transaction? (Your website suggests Small Transfers is the merchant of record and then tra

I'm a little confused. Is Small Transfers not the merchant for the CC transaction? (Your website suggests Small Transfers is the merchant of record and then transfers funds to the seller.) If not, what's your role in the settlement process?

strnisa 1y ago
Yes, Small Transfers is the merchant of record for the card charge. We transfer only funds actually received to the merchant's Stripe account; we don't advance funds. As per the Terms (§1 "Transfer" and §5.6 "Non-Payment"), chargebacks/reversals are net-deducted from future transfers, so the seller bears non-payment risk. Details: https://smalltransfers.com/terms https://smalltransfers.com/terms