> You don't have to believe in climate change, the Insurance company will believe in it for you This is spot on. I once commented on a WSJ article reporting a

> You don't have to believe in climate change, the Insurance company will believe in it for you This is spot on. I once commented on a WSJ article reporting a similar story. The climate change deniers were in full force on that comment thread. They hated my pointing out that it doesn't matter whether they believed in climate change or not. They still have to pay the higher insurance.