4 ms·

I don't like keeping much in debit but, I imagine the vast majority of the US does not have the financial capability to eat a $200-300 hold for multiple busines

• PaulHoule 1y ago
  I think in my case was a little worse than just that. If I remember right it was when I didn't own a car and I had rented a car to do a long drive so it wasn't like I just got a hold from buying gas once but I probably bought gas for or five times on a weekend so it was more than just one hold. At the time I lowballed my checking account to optimize getting interest in my savings account. I had enough money to cover it all in my savings but only had about $1k in my checking. I think my credit union was putting on $300 holds per gas filling event at that time, people tell me the amount and timing of the holds is variable based on your bank or credit union.
  • galaxy_gas 1y ago
    My understanding it is a based on the business, and only business day counts in the drop off time for the hold. Such as if you stop in american truck station to refuel they may place a 500$ hold but a station that is exclusively used for vehicles that never go past 50 may be find it acceptable risk to perform a sub-200 hold. But the release time is up to the bank.