Rationally it is silly to hold too much of a depreciating asset like a USD backed stablecoin because it loses value to inflation, also because it earns no inter

Rationally it is silly to hold too much of a depreciating asset like a USD backed stablecoin because it loses value to inflation, also because it earns no interest. The value is in holding it briefly, exchanging it for appreciating risk assets, e.g. PAXG, BTC, XMR, ETH, etc. as soon as one is comfortable with the transition.