Here's a fun timeline to walk through how it developed and why it's been, while not trivial, implemented with a kind of structural uniformity to keep the proble

Here's a fun timeline to walk through how it developed and why it's been, while not trivial, implemented with a kind of structural uniformity to keep the problem space contained. https://www.europeanpaymentscouncil.eu/about-sepa/sepa-timeline https://www.europeanpaymentscouncil.eu/about-sepa/sepa-timel...