In eu we have sepa instant transfer https://www.santandercib.com/insights/innovation/sepa-instant-credit-transfer-new-era-b2b2c-payments https://www.santanderc

In eu we have sepa instant transfer https://www.santandercib.com/insights/innovation/sepa-instant-credit-transfer-new-era-b2b2c-payments https://www.santandercib.com/insights/innovation/sepa-instan... That becomes mandatory in October this year