That is true - there is no math to this one but I do know from observation that if you have a decent roof over your head, running water and electricity, decent

That is true - there is no math to this one but I do know from observation that if you have a decent roof over your head, running water and electricity, decent transportation, an internet connection and a computer all "paid off"... the rest of life can be lived well and paid for very very cheaply. May be an entrepreneurial way to think about for those that are prone to being a cheap ass like me