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really !! NFC..who care about that. No body uses it even with existing phones. future of payment is going to be without plastic cards , NFC etc. Check square's

really !! NFC..who care about that. No body uses it even with existing phones. future of payment is going to be without plastic cards , NFC etc. Check square's new feature of paying it wifi

camiller 14y ago
I use it for everything from my morning beverage to putting gas in the car. If it isn't important to you then that's cool but don't assume your opinion extends to all of us.
- r00fus 14y ago
  Care to embellish? What are you using, and where are you located geographically?
zmmmmm 14y ago
The only reason nobody uses NFC is because the iPhone doesn't have it. Seriously the entire payments industry is ready to deploy something but they are all holding back waiting to see what Apple will do in case they zig and Apple zags. I guarantee that if Apple had announced NFC today the entire payments industry would be different in 12 months time. As it is, the internecine warfare in the payments industry will just continue.
- kahawe 14y ago
  Can you help me understand why NFC matters? It is not like using my credit-cards or ATM-cards or just plain-old-cash didn't work just fine and comfortable and reliable enough...? I honestly don't understand it, especially from the "payment industry"'s point of view - why would they care? It is just costs to them and they wouldn't be able to replace existing payment terminals either because people will still use cards or just cash.
  - zmmmmm 14y ago
    > It is not like using my credit-cards or ATM-cards or just plain-old-cash didn't work just fine and comfortable and reliable enough...? From an industry point of view, I think it makes small transactions extremely secure - with the secure element in the NFC chip, tapping it to the payment terminal provides complete physical proof of the presence of the card. That's way better than even having a sales person sight the card or magnetic stripe etc. which be easily forged. Once the transactions themselves are very secure there's no longer a need for things like signatures or PINs or other layers of security. That means you as a consumer can just walk into a store, take some things, tap your card / phone and leave. It's a bit hard to describe, but once you've done this you realize (at least I did) how much anxiety the barrier of payment at the end was detracting from your shopping experience. It's not rational, but my personal experience is that there's a strong level of anxiety about being challenged as to your identity and this removes it and makes the whole experience really easy and pleasant.
    - kahawe 14y ago
      I can see the experience benefit but what you described, there is a HUGE problem: if anyone steals your phone then they too can just place it there and tap on it. I doubt everyone locks their phone and there is nothing verifying that it is actually the real owner tapping. That's exactly why CCs and ATMs require you to have your card AND a PIN or at least require a signature.

really !! NFC..who care about that. No body uses it even with existing phones. future of payment is going to be without plastic cards , NFC etc. Check square's new feature of paying it wifi

camiller 14y ago

I use it for everything from my morning beverage to putting gas in the car. If it isn't important to you then that's cool but don't assume your opinion extends to all of us.

r00fus 14y ago
Care to embellish? What are you using, and where are you located geographically?

zmmmmm 14y ago

The only reason nobody uses NFC is because the iPhone doesn't have it. Seriously the entire payments industry is ready to deploy something but they are all holding back waiting to see what Apple will do in case they zig and Apple zags. I guarantee that if Apple had announced NFC today the entire payments industry would be different in 12 months time. As it is, the internecine warfare in the payments industry will just continue.

kahawe 14y ago
Can you help me understand why NFC matters? It is not like using my credit-cards or ATM-cards or just plain-old-cash didn't work just fine and comfortable and reliable enough...? I honestly don't understand it, especially from the "payment industry"'s point of view - why would they care? It is just costs to them and they wouldn't be able to replace existing payment terminals either because people will still use cards or just cash.
- zmmmmm 14y ago
  > It is not like using my credit-cards or ATM-cards or just plain-old-cash didn't work just fine and comfortable and reliable enough...? From an industry point of view, I think it makes small transactions extremely secure - with the secure element in the NFC chip, tapping it to the payment terminal provides complete physical proof of the presence of the card. That's way better than even having a sales person sight the card or magnetic stripe etc. which be easily forged. Once the transactions themselves are very secure there's no longer a need for things like signatures or PINs or other layers of security. That means you as a consumer can just walk into a store, take some things, tap your card / phone and leave. It's a bit hard to describe, but once you've done this you realize (at least I did) how much anxiety the barrier of payment at the end was detracting from your shopping experience. It's not rational, but my personal experience is that there's a strong level of anxiety about being challenged as to your identity and this removes it and makes the whole experience really easy and pleasant.
  - kahawe 14y ago
    I can see the experience benefit but what you described, there is a HUGE problem: if anyone steals your phone then they too can just place it there and tap on it. I doubt everyone locks their phone and there is nothing verifying that it is actually the real owner tapping. That's exactly why CCs and ATMs require you to have your card AND a PIN or at least require a signature.