In my area, Square and LevelUp are pretty much solving the mobile payments "problem." I say "problem" because in every situation where I use Square, I also have

In my area, Square and LevelUp are pretty much solving the mobile payments "problem." I say "problem" because in every situation where I use Square, I also have a credit card handy (using my credit card is not really a problem). If I were to buy an iPhone 5, NFC would be the feature I would be guaranteed not to use. There's simply no vendors who are NFC-enabled anywhere near me. I'm not sure I've ever seen an NFC-enabled vendor anywhere, for that matter.