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What do you mean they operate worldwide? There are many countries that operate without credit scores.
by verzali 1y ago
What do you mean they operate worldwide? There are many countries that operate without credit scores.
- dwd 1y agoThe credit score provided by someone like Equifax is just a number - cheap and quickly requested via an API. And yes, bureaus don't have operations in every country - but my point was that credit scores don't just exist in the US. Take the Netherlands, they don't use scores; rather you would request a report that details any known factors that influence creditworthiness. The difference is: - the score is a simple weighting (0-1000) that is systematically calculated by the bureau. - Without a score provided, you have to make a judgment yourself on that individual's creditworthiness from their report.