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Exactly. Unless all these companies are sharing trustworthiness data I can make a new account and start fresh. The centralization of "worthiness" is what concer
by bobsmooth 1y ago
Exactly. Unless all these companies are sharing trustworthiness data I can make a new account and start fresh. The centralization of "worthiness" is what concerns me.
- DrillShopper 1y agoHow do I make new Experian, TransUnion, and Equifax account to reset my credit score?
- bobsmooth 1y agoDeclare bankruptcy and wait 5 or 10 years.
- abdullahkhalids 1y agoIf you are doing any sort of financial transactions you will likely need a new debit/credit card.
- FireBeyond 1y agoAnd hopefully you've not done anything that is "problematic" there, or ChexSystems will be along to make sure your new bank might want to know not to do business with you, like they did to me, after KeyBank tried to hit me with $405 in overdraft fees in a single day for a series of transactions that, if played chronologically, would never had had me with a balance below $0 at any point, due to "transaction reordering". Chex refused to remove the derogatory note, even after there was a lawsuit and legislation, until I kept escalating with them.