3 ms·
My bank recently made it that app-based MFA must be used for every single web login. Unless I and many others are willing to swap banks in the vain hope that th
by thombles 1y ago
My bank recently made it that app-based MFA must be used for every single web login. Unless I and many others are willing to swap banks in the vain hope that the new bank won't do the same thing (I am not), then we're cooked.
- dingnuts 1y agofuck it back to cash
- sterlind 1y agoI stayed away from cryptocurrency when DeFi and Web3 and NFTs were everywhere, but I've started paying with BTC where I can, so I don't have to deal with banking apps, and to stick it to puritanical payment processors, after the Steam/Itch debacle. Know Your Customer is acceptable. Nanny Your Customer is not.
- uyzstvqs 1y agoMonero is the cryptocurrency everyone uses for this. The userbase and community is completely separate from the Web3 NFT dog-coin crowd (unlike Bitcoin). There's also systems like PaySafeCard, which is accepted by Steam.
- sterlind 1y agoI'm really interested in Monero. I feel kinda nervous about using it, though, since even though everything I'm buying is legal, it feels like I'd be calling a lot of attention, and I want to make sure I'm buying and exchanging it in legal (if private) ways.
- uyzstvqs 1y agoUsing Monero is not much different from using Bitcoin. It's actually safer than Bitcoin in this regard, as you can't accidentally receive coins that are "tainted" by what previous owners did with them.
- matheusmoreira 1y agoKnow Your Customer is not acceptable at all. It is the financial arm of warrantless global mass surveillance. The government got the private sector to do all the surveilance for them.
- lrvick 1y agoJust say you do not have a compatible device. Special undocumented alternatives appear every time in my experience.
- riedel 1y agoSure, one option means paying for each SMS (actually they had to abandon that one), another option is getting a paid banking card just to use a hardware device. From my experience they try to make sure that you will get a certified phone . I just got one because for some reason my Redmi Note 10 despite passing all play integrity checks after hacks like Tricky store+Key box triggered some checks in my banking apps. I needed to use an aftermarket ROM, because my device would not receive any updates from Xiaomi (also I don't know why a device packed with Chinese bloat ware is certified as secure in the first place). And guess what I bought: a Google Pixel. Smart Google, huh.
- ChocolateGod 1y agoIf you're trying to imply Xiaomi is crap with updates so people buy pixel phones I don't think that makes much sense.
- kelnos 1y ago> Sure, one option means paying for each SMS (actually they had to abandon that one), another option is getting a paid banking card just to use a hardware device. That sounds... fine? Like... there are actually alternatives. Sure, if their plan is to phase out those alternatives, then that's bad, but... the current situation seems fine?
- rvnx 1y agoReality is very different. If you have the courage, you can experiment living one year without bank card or wire payments, then your life is going to get very very difficult.
- sorrythanks 1y ago
- prmoustache 1y agoMost banks give you a physical device when you say you don't have a smartphone.