Adding/reducing friction is a reliable way to change behaviour, and the companies know this too. I dont save my card details to prefill, I don't use nfc paymen

Adding/reducing friction is a reliable way to change behaviour, and the companies know this too. I dont save my card details to prefill, I don't use nfc payments and I keep a low balance in the transaction account my debit card, in order to be more intentional about my spending.